All residents share a contractual agreement with The Pines providing that in return for their payment of an entrance fee and monthly fees, residents will have access to living arrangements and nursing care.  It is The Pines' policy that a resident's agreement will not be terminated solely because of the resident's financial inability to continue to pay the monthly fee or other charges due under the agreement by reason of circumstances beyond the resident's control, such as outliving one's financial resources.  This policy, however, shall not be construed as qualifying the rights of The Pines to terminate a resident's agreement in accordance with the terms of the agreement.  If a resident presents facts which in the opinion of The Pines justify special financial consideration, The Pines will give careful consideration to subsidizing in whole or in part the monthly charge and other charges payable by a resident under the agreement so long as such subsidy can be made without impairing the ability of The Pines to attain its objectives while operating on a sound financial basis.  Any determination by The Pines with regard to the granting of financial assistance is within the sole discretion of The Pines.  Each resident's agreement with The Pines provides that the resident will not make any gift or other transfer of property for less than adequate consideration for the purpose of evading the resident's obligation under the agreement or if such gifts or transfer would render the resident unable to meet such obligations.

The Pines has established the Resident Support Fund which will be used to assist residents who become unable to pay their monthly fees and other charges as described above.  The Resident Support Fund's investments are managed by the Presbyterian Church (U.S.A.) Foundation, through its subsidiary, New Covenant Trust Company, N.A.

Not withstanding the above, in the event a resident was admitted to The Pines contingent upon The Pines obtaining a Guaranty from a Guarantor  then The Pines shall expect the Guarantor to honor his or her obligation and the resident shall be considered ineligible for financial assistance from the Resident Support Fund (RSF).